The DollarsAndSense Podcast
The DollarsAndSense podcast brings you deeper conversation within the DollarsAndSense team. Join Dinesh Dayani and Timothy Ho for a weekly discussion on everything that matters to our wallets! If you enjoy reading our articles on DollarsAndSense.sg, we do hope you will enjoy listening to us on this podcast series as well.
Episodes
50 episodes
Why $1M Might NOT Be Enough for Retirement in Singapore | DollarsAndSense Markets S2 E1
Is $1 million enough to retire comfortably in Singapore?For years, hitting the million-dollar mark has been seen as the ultimate financial milestone. But in today’s world, rising costs, longer lifespans, and inflation, is it really enou...
Are Singaporeans Basically Living in JB Now? | DollarsAndSense Podcast Ep49
Most Singaporeans go to Johor Bahru thinking they’ll save money — on petrol, groceries, meals or a quick massage.But after factoring in the travel time, queues at the checkpoint and everything else that happens along the way… is it stil...
Beyond Singapore: Earning ASEAN Dividends with One ETF | DollarsAndSense Podcast Ep48
For many Singaporean investors, dividend investing often starts and ends with local blue-chip stocks. Banks, REITs, telcos. Familiar names, steady payouts, reliable income.But what if you could earn dividends beyond Singapore — while ta...
Housing, Retirement & Healthcare: How Much Do You REALLY Need?| DollarsAndSense Podcast Ep47
Buying a home is just the start.How you plan for housing affects your retirement — and even your healthcare later in life.In this episode, we break down the real numbers behind housing affordability, retirement payouts, and healthcare c...
Should You Get a Personal Accident Insurance Plan? | DollarsAndSense Podcast Ep46
Most of us already have insurance like MediShield Life, life insurance, or critical illness plans. But what about all the other common accidents and injuries that don’t require hospitalisation, sprains, falls, sports injuries, food poisoning, d...
From Student To Adulting: How To Manage Money Without Feeling Broke | DollarsAndSense Podcast Ep45
Fresh grads — you’ve got your first job, first pay cheque… and a ton of questions about how to manage it all.For this special episode recorded at the Global Shapers x National Youth Council “Future of Finance” event, Deanna Lim, Partner...
Behind Singapore’s Biggest Personal Finance Festival | DollarsAndSense Podcast Ep44
Talking about money doesn’t have to be intimidating, and the Seedly Personal Finance Festival proves it. Recorded live at Marina Bay Sands during the 2025 edition of Singapore’s largest personal finance event, this episode of the DollarsAndSens...
Why Financial Planning Is So Much Harder for Platform Workers | DollarsAndSense Podcast Ep43
Being a platform worker in Singapore isn’t easy. One week you’re earning well, the next week your income dips. No paid leave. No employer CPF. No buffer. And when it comes to planning for your home, healthcare and retirement, it often feels lik...
How You Can Start Investing in China Through ETFs | DollarsAndSense Podcast Ep42
China is one of the world’s largest and fastest-growing economies, but for the average Singaporean investor, buying into Chinese companies can feel overwhelmingly complex. Different share classes, foreign market access, currency risk… where do ...
Can An Average Investor Beat The Market? | DollarsAndSense Podcast Ep41
Recorded at the Seedly Personal Finance Festival 2025, Timothy sits down with Xin Yang, Head of Wealth, Structured Products Advisory, from uSmart to tackle a question every investor asks sooner or later: Should you even try to beat the market?<...
Long-Term Disability: The Blind Spot in Financial Planning | DollarsAndSense Podcast Ep40
Most of us save for retirement, emergencies, and medical bills but we rarely plan for something far more common: long-term disability.In this episode of the DollarsAndSense Podcast, Timothy sits down with Ong Hui Ming, CEO of ECON Healt...
How To Beat Foreign Currency Transaction Fees | DollarsAndSense Podcast Ep39
Singaporeans travel and spend overseas more than almost anyone, but many still lose money without realising it.Recorded at the Seedly Personal Finance Festival 2025, Dinesh speaks with Yee Won Nyon, Senior Product Manager at Wise, to un...
HDB Today: Overpriced or Overreacting? | DollarsAndSense Podcast Ep38
For many of us, the first thing we hear about HDB is a comparison,“Last time flats so cheap… why now so expensive?”But when you peel back the numbers, the story isn’t as straightforward as it sounds.In this episode of the Do...
How NOT to Lend Money to Friends & Families | DollarsAndSense Podcast Ep37
We all want to help the people we care about, but when it comes to money, things can get messy real fast.In this episode of the DollarsAndSense Podcast, Timothy and Dinesh get real about what usually goes wrong when you lend money to fr...
Retiring in Singapore on $1,384 a Month – Is It Possible? | DollarsAndSense Podcast Ep36
Singapore’s latest Household Expenditure Survey says retirees spend about $1,384 a month. But is that really enough?With longer lifespans, rising costs, and evolving CPF rules, retirement planning has never been more important. In this ...
Beyond T-Bills: How Bond ETFs Can Help Singapore Investors Diversify | DollarsAndSense Podcast Ep35
With T-bill yields falling below 2%, many investors are searching for better options. In this episode of the DollarsAndSense Podcast, recorded live at MooFest 2025, Timothy sits down with Bertram, Investment Director and Portfolio Manager at Am...
Fixed Income in 2025: Risks, Opportunities & Strategies | DollarsAndSense Podcast Ep34
With interest rates shifting, inflation pressures, and global uncertainty, more investors are taking a fresh look at fixed income in 2025.In this special episode of the DollarsAndSense Podcast (recorded live at MooFest 2025), our co-fou...
Freehold vs Leasehold: Which Property Should You Go For in Singapore? | DollarsAndSense Podcast Ep33
Buying a property is one of the biggest financial decisions for Singaporeans and one debate always comes up: Should you buy freehold or leasehold?In this episode of the DollarsAndSense Podcast, we dive into the trade-offs, insights, and...
Warrants vs Options: Which Works Better for Your Trading Strategy? | DollarsAndSense Podcast Ep32
In this DollarsAndSense Podcast special episode recorded live at MooFest 2025, Our host and Co-Founder, Timothy Ho, chats with Binni Ong, professional trader and SGX Academy trainer, who shares 30 years of trading experience to break down compl...
How Much Do Property Agents in Singapore Really Earn? | DollarsAndSense Podcast Ep31
Are property agents in Singapore really making five figures a month? Do those flashy cars and Instagram reels tell the whole story?In this episode of the DollarsAndSense Podcast, we speak with Kai Vearn, a real estate agent with 10 year...
What to Invest in for 2025? AI, Gold, Crypto & Dividend Strategies Explained | DollarsAndSense Podcast Ep30
In this special episode recorded live at MooFest 2025, DollarsAndSense co-founder Dinesh Dayani speaks with Isaac Lim, Chief Market Strategist at moomoo Singapore, on the big question every investor is asking: What to invest in for 2025?
STI vs EPL: What Football Teaches Us About Playing the Long Game
You wouldn’t bet your life savings on a football team. So why do it with a single stock? In this DollarsAndSense podcast episode, we explore why investing in the STI ETF is a lot like following the English Premier League.Whether you're ...
Why Large Families Pay Disproportionally More When They Travel
Ever tried booking a trip with 4, 5… or 6 kids? 😵💫 In this episode of the DollarsAndSense Podcast, Timothy, our Managing Editor/ Co-founder, also a dad of three, and Nick, a dad of six, dive into the real challenges and hilarious moments of t...
$2,063 a month for NCMP. Would You Accept It?
The NCMP role gives opposition candidates who narrowly lost a second chance to enter Parliament. But with a $2,063 monthly allowance and limited voting rights, is it fair to expect them to accept it? In this episode of the DollarsAndSense Podca...
CIMB’s Raymond Tan: 63% of Singaporeans Want to Retire Between 40 to 60 But Can They Really
Can most Singaporeans really afford to retire between 40 to 60?In this episode of DollarsAndSense podcast recorded at InsureXpo 2025, CIMB’s Raymond Tan breaks down what Singaporeans believe about retirement and the financial reality be...