The DollarsAndSense Podcast
The DollarsAndSense podcast brings you deeper conversation within the DollarsAndSense team. Join Dinesh Dayani and Timothy Ho for a weekly discussion on everything that matters to our wallets! If you enjoy reading our articles on DollarsAndSense.sg, we do hope you will enjoy listening to us on this podcast series as well.
Episodes
42 episodes
How You Can Start Investing in China Through ETFs | DollarsAndSense Podcast Ep42
China is one of the world’s largest and fastest-growing economies, but for the average Singaporean investor, buying into Chinese companies can feel overwhelmingly complex. Different share classes, foreign market access, currency risk… where do ...
•
Season 1
•
Episode 42
•
23:41
Can An Average Investor Beat The Market? | DollarsAndSense Podcast Ep41
Recorded at the Seedly Personal Finance Festival 2025, Timothy sits down with Xin Yang, Head of Wealth, Structured Products Advisory, from uSmart to tackle a question every investor asks sooner or later: Should you even try to beat the market?<...
•
Season 1
•
Episode 41
•
10:54
Long-Term Disability: The Blind Spot in Financial Planning | DollarsAndSense Podcast Ep40
Most of us save for retirement, emergencies, and medical bills but we rarely plan for something far more common: long-term disability.In this episode of the DollarsAndSense Podcast, Timothy sits down with Ong Hui Ming, CEO of ECON Healt...
•
Season 1
•
Episode 40
•
26:14
How To Beat Foreign Currency Transaction Fees | DollarsAndSense Podcast Ep39
Singaporeans travel and spend overseas more than almost anyone, but many still lose money without realising it.Recorded at the Seedly Personal Finance Festival 2025, Dinesh speaks with Yee Won Nyon, Senior Product Manager at Wise, to un...
•
Season 1
•
Episode 39
•
12:32
HDB Today: Overpriced or Overreacting? | DollarsAndSense Podcast Ep38
For many of us, the first thing we hear about HDB is a comparison,“Last time flats so cheap… why now so expensive?”But when you peel back the numbers, the story isn’t as straightforward as it sounds.In this episode of the Do...
•
Season 1
•
Episode 38
•
17:11
How NOT to Lend Money to Friends & Families | DollarsAndSense Podcast Ep37
We all want to help the people we care about, but when it comes to money, things can get messy real fast.In this episode of the DollarsAndSense Podcast, Timothy and Dinesh get real about what usually goes wrong when you lend money to fr...
•
Season 1
•
Episode 37
•
16:07
Retiring in Singapore on $1,384 a Month – Is It Possible? | DollarsAndSense Podcast Ep36
Singapore’s latest Household Expenditure Survey says retirees spend about $1,384 a month. But is that really enough?With longer lifespans, rising costs, and evolving CPF rules, retirement planning has never been more important. In this ...
•
Season 1
•
Episode 36
•
25:57
Beyond T-Bills: How Bond ETFs Can Help Singapore Investors Diversify | DollarsAndSense Podcast Ep35
With T-bill yields falling below 2%, many investors are searching for better options. In this episode of the DollarsAndSense Podcast, recorded live at MooFest 2025, Timothy sits down with Bertram, Investment Director and Portfolio Manager at Am...
•
Season 1
•
Episode 35
•
18:35
Fixed Income in 2025: Risks, Opportunities & Strategies | DollarsAndSense Podcast Ep34
With interest rates shifting, inflation pressures, and global uncertainty, more investors are taking a fresh look at fixed income in 2025.In this special episode of the DollarsAndSense Podcast (recorded live at MooFest 2025), our co-fou...
•
Season 1
•
Episode 34
•
15:21
Freehold vs Leasehold: Which Property Should You Go For in Singapore? | DollarsAndSense Podcast Ep33
Buying a property is one of the biggest financial decisions for Singaporeans and one debate always comes up: Should you buy freehold or leasehold?In this episode of the DollarsAndSense Podcast, we dive into the trade-offs, insights, and...
•
Season 1
•
Episode 33
•
20:11
Warrants vs Options: Which Works Better for Your Trading Strategy? | DollarsAndSense Podcast Ep32
In this DollarsAndSense Podcast special episode recorded live at MooFest 2025, Our host and Co-Founder, Timothy Ho, chats with Binni Ong, professional trader and SGX Academy trainer, who shares 30 years of trading experience to break down compl...
•
Season 1
•
Episode 32
•
25:45
How Much Do Property Agents in Singapore Really Earn? | DollarsAndSense Podcast Ep31
Are property agents in Singapore really making five figures a month? Do those flashy cars and Instagram reels tell the whole story?In this episode of the DollarsAndSense Podcast, we speak with Kai Vearn, a real estate agent with 10 year...
•
Season 1
•
Episode 31
•
22:23
What to Invest in for 2025? AI, Gold, Crypto & Dividend Strategies Explained | DollarsAndSense Podcast Ep30
In this special episode recorded live at MooFest 2025, DollarsAndSense co-founder Dinesh Dayani speaks with Isaac Lim, Chief Market Strategist at moomoo Singapore, on the big question every investor is asking: What to invest in for 2025?
•
Season 1
•
Episode 30
•
19:01
STI vs EPL: What Football Teaches Us About Playing the Long Game
You wouldn’t bet your life savings on a football team. So why do it with a single stock? In this DollarsAndSense podcast episode, we explore why investing in the STI ETF is a lot like following the English Premier League.Whether you're ...
•
Season 1
•
Episode 29
•
22:27
Why Large Families Pay Disproportionally More When They Travel
Ever tried booking a trip with 4, 5… or 6 kids? 😵💫 In this episode of the DollarsAndSense Podcast, Timothy, our Managing Editor/ Co-founder, also a dad of three, and Nick, a dad of six, dive into the real challenges and hilarious moments of t...
•
Season 1
•
Episode 28
•
25:09
$2,063 a month for NCMP. Would You Accept It?
The NCMP role gives opposition candidates who narrowly lost a second chance to enter Parliament. But with a $2,063 monthly allowance and limited voting rights, is it fair to expect them to accept it? In this episode of the DollarsAndSense Podca...
•
Season 1
•
Episode 27
•
25:12
CIMB’s Raymond Tan: 63% of Singaporeans Want to Retire Between 40 to 60 But Can They Really
Can most Singaporeans really afford to retire between 40 to 60?In this episode of DollarsAndSense podcast recorded at InsureXpo 2025, CIMB’s Raymond Tan breaks down what Singaporeans believe about retirement and the financial reality be...
•
19:53
SGBudgetBabe: The Smarter Way to Achieve FIRE in Singapore
Is FIRE (Financial Independence, Retire Early) realistic in Singapore?With high property prices, rising living costs, and sandwich generation pressures, it seems like a distant dream for many. But is it really?In this episode of Dol...
•
21:45
Singlife’s Helen Shen: What Most People Get Wrong About Insurance Could Cost Them Everything
Is your insurance plan really serving your life stage — or draining your wallet? In this episode of DollarsAndSense podcast recorded at InsureXpo 2025, Helen Shen, Group Head of Products at Singlife, joins us to unpack what "the right insurance...
•
Season 1
•
Episode 24
•
19:57
Mr.Loo, 1M65: He Bought the Dip During Every Market Crash — Here’s What He’d Do Now
After Trump’s surprise trade tariffs sent global markets into turmoil, many rushed to “buy the dip” — but is that really the smart move? In this episode, we speak to Mr. Loo Cheng Chuan, founder of the 1M65 movement, on how he reads market cras...
•
Season 1
•
Episode 23
•
19:55
From $1.00 to $1.90 - What Old Chang Kee’s Curry Puff Can Teach Us About Inflation In Singapore
Curry puffs and chicken wings aren’t just snacks — they’re tracking inflation. In this DollarsAndSense podcast episode, we break down Singapore’s rising cost of living using a unique and surprisingly accurate gauge: the Old Chang Kee Index....
•
Season 1
•
Episode 22
•
27:59
LPA & Will: What Are They, And Why You Should Not Overlook These Vital Financial Planning Tools
Most Singaporeans focus on investing and saving, but estate planning is often overlooked. Without a Lasting Power of Attorney (LPA) or a will, your assets and decision-making power may not be handled the way you intend.In this episode o...
•
Season 1
•
Episode 21
•
21:12
How SIAS Became Singapore’s Champion For Minority Shareholders
In this episode of our DollarsAndSense Podcast Heritage Series, we uncover how the Securities Investors Association of Singapore (SIAS) became the champion for minority shareholders. Join us as we speak with David Gerald, founder and CEO of SIA...
•
Season 1
•
Episode 20
•
37:49
Singapore Budget 2025: The Biggest Game-Changers You Need to Know
Singapore Budget 2025 has introduced several major policy changes that will impact families, businesses, and workers. In this episode of the DollarsAndSense Podcast, Dinesh and Timothy break down the biggest game-changers you may have missed.
•
Season 1
•
Episode 19
•
28:46
Age Of AI: Understanding The Semiconductor Industry
The rise of AI is fueling unprecedented demand for semiconductor chips, with companies like NVIDIA and AMD at the forefront. But what does this mean for investors?In this episode of the Dollars and Sense Podcast, recorded at FSM Invest ...
•
Season 1
•
Episode 18
•
15:36